Terms & Conditions

1. Introduction and Acceptance of These Terms

These Terms and Conditions govern your use of Topless Casino, operated by the company registered at Level 4, 6 Gilmer Terrace, Wellington 6011, New Zealand, and accessible at https://topless-casino-nz.com/. By creating an account, logging in, or placing any wager on our platform, you confirm that you have read, understood, and agreed to be bound by these Terms in their entirety.
If you do not agree with any provision set out below, you must not proceed with registration or continue using the platform. Topless Casino reserves the right to update these Terms at any time. Continued use of the site after any revision constitutes acceptance of the revised Terms.
These Terms apply to all users accessing Topless Casino from New Zealand or using NZD as their account currency. Additional terms may apply to specific promotions, and in the event of a conflict, the promotion-specific terms take precedence for that offer only.

2. Eligibility Requirements

2.1 Age Restriction

Topless Casino is strictly for players aged 18 years and over. This requirement is non-negotiable and applies regardless of the legal gambling age in any other jurisdiction you may hold residency in. Under no circumstances will we knowingly allow a person under 18 to create an account, receive a bonus, or place a wager.
We carry out age verification as part of the account confirmation process. Where we suspect an account has been opened by a minor, we will suspend that account immediately, void any winnings, and return deposits where the source of funds can be confirmed. If you are aware of an underage person attempting to access this platform, please notify us immediately at support@topless-casino-nz.com.

2.2 Geographic Eligibility

Players accessing Topless Casino from New Zealand are welcome and the platform is specifically built to serve Kiwi players. You are responsible for checking whether online gambling is permitted in your specific location before registering. Topless Casino holds licence number 8048/JAZ2021-017 issued under Curaçao gaming regulations, which authorises the operation of online gambling services internationally.
New Zealand’s Gambling Act 2003 regulates land-based and government-operated gambling within the country but does not prohibit New Zealand residents from accessing internationally licensed online casinos. Players in New Zealand using this platform do so under their own responsibility and in accordance with applicable local laws.

2.3 Account Limits

Each player is permitted to hold one account only. Opening multiple accounts, whether under the same or different names, email addresses, or payment methods, is a breach of these Terms and may result in the closure of all associated accounts and forfeiture of any funds held within them.
Accounts are personal and non-transferable. You may not allow any other person to access or use your account. Any activity occurring under your login credentials is your responsibility.

3. Account Registration and Verification

3.1 Registration Process

To register at Topless Casino, you must provide accurate and complete information including your legal name, date of birth, residential address, and a valid email address. Selecting NZD as your account currency at the point of registration ensures your account reflects the correct exchange environment for New Zealand players.
You must choose a secure password for your account and keep it confidential. We recommend enabling two-factor authentication, which is available from your account security settings, as an additional layer of protection.
By submitting your registration, you confirm that all information provided is truthful and up to date. You also confirm that you are not registering on behalf of another person or entity.

3.2 Know Your Customer Verification

Topless Casino is required to carry out identity and source of funds verification under anti-money laundering obligations consistent with the principles of New Zealand’s Anti-Money Laundering and Countering Financing of Terrorism Act 2009 and the compliance requirements attached to our gaming licence.
Verification is not required before your first deposit, but you must complete KYC checks before any withdrawal is processed. The documents we may request include:

• A government-issued photo ID such as a New Zealand passport or driver licence
• Proof of residential address dated within three months, such as a utility bill or bank statement
• Proof of ownership of the payment method used to deposit, such as a photo of the bank card or a screenshot of a crypto wallet transaction
• Source of funds documentation if deposits exceed certain thresholds or if we have reasonable grounds to make this request

Failure to provide requested documents within the specified timeframe may result in the temporary suspension of your withdrawal rights and, in cases of prolonged non-compliance, the closure of your account. Any undisputed balance at that point will be handled in accordance with our standard closure procedure.
All documents submitted are processed in accordance with our Privacy Policy.

4. Deposits and Withdrawals

4.1 Accepted Payment Methods

Topless Casino accepts the following payment methods for New Zealand players:

• Visa
• Mastercard
• Apple Pay
• Google Pay
• Bitcoin (BTC)
• Ethereum (ETH)
• Tether (USDT)

Deposits are credited to your account promptly following confirmation from the payment network. Minimum and maximum deposit limits apply per method and are displayed in the cashier at the time of transaction.

4.2 Withdrawal Processing

Topless Casino processes withdrawal requests on our side without unnecessary delay. Card and bank-related clearance times thereafter depend on your financial institution and are outside our control. Cryptocurrency withdrawals are typically completed faster due to the nature of blockchain processing.
Before submitting a withdrawal, ensure your account has passed full KYC verification. Withdrawals will only be released to a payment method in your own name. We do not transfer funds to third-party accounts under any circumstances.
Withdrawal limits per transaction and per day are set out in the cashier. If your withdrawal request exceeds the standard limit, you may be required to submit the request in multiple transactions or contact our support team to discuss options.

4.3 Currency

Your account balance is held in NZD when you select New Zealand Dollar as your account currency at registration. If you deposit using a method denominated in another currency, conversion rates will apply at the time of the transaction. Topless Casino is not responsible for any exchange rate differences that affect the NZD equivalent received.
Cryptocurrency deposits are converted to NZD at the prevailing exchange rate at the time the funds are credited. Cryptocurrency withdrawals follow the same process in reverse. Topless Casino is not liable for any loss arising from exchange rate fluctuations between the time of deposit and the time of withdrawal.

4.4 Anti-Money Laundering Obligations

Topless Casino operates under strict anti-money laundering and counter-terrorism financing obligations. All transactions are monitored for unusual activity. We reserve the right to request documentation relating to the source of funds deposited at any time. Suspicious activity may be reported to the relevant regulatory authorities without prior notification to the account holder, as required by law.
Deposits made via a specific method must generally be withdrawn via the same method, to a value not exceeding the original deposit amount made via that method. Any excess may be withdrawn via an alternative approved method.

5. Bonuses and Promotions

5.1 Current Welcome Offers

Topless Casino offers the following welcome bonuses to new players:

• No Deposit Bonus: NZ$30 plus 20 free spins, credited upon registration with no deposit required
• First Deposit Bonus: 150% match plus 75 free spins on your first qualifying deposit
• Standard Match Bonus: 200% match up to NZ$1,500 on a qualifying deposit
• Crypto Welcome Bonus: 280% match plus 100 free spins, available exclusively to players depositing via Bitcoin, Ethereum, or USDT
• No Wagering Free Spins: 100 free spins where any winnings are credited directly to your real money balance with no playthrough requirements attached

Bonus terms, including any applicable wagering requirements, eligible games, minimum deposit amounts, and expiry periods, are stated in full on the relevant promotion page. Players are responsible for reading and understanding these terms before activating any bonus.

5.2 General Bonus Rules

Bonuses are personal and may only be claimed by the registered account holder. Attempting to claim a bonus multiple times, including by creating additional accounts, is considered fraud and will result in account suspension and forfeiture of all associated funds.
Wagering requirements must be completed within the timeframe stated for each promotion. Bonus funds and any winnings generated from them will expire if the wagering requirement is not met within that window.
Topless Casino reserves the right to modify, suspend, or withdraw any promotion at its discretion. Where a promotion is withdrawn while a player is actively working through wagering requirements, a reasonable transition period will be observed.

5.3 Bonus Abuse

Bonus abuse includes, but is not limited to: creating multiple accounts to claim the same offer, using low-risk or zero-risk betting strategies specifically to clear wagering requirements with minimal exposure, and coordinating with other players to exploit promotion mechanics. We monitor for such behaviour across accounts and reserve the right to void bonuses, recalculate balances, and close accounts where abuse is detected.
If you are uncertain whether your intended play style complies with our bonus terms, contact our support team before proceeding.

6. Game Rules and Fairness

6.1 Game Providers

All games available on Topless Casino are supplied by licensed and regulated third-party software providers. Current providers include Evolution, Play’n Go, PG Soft, Spribe, BGaming, Evoplay, Playtech Live, Ezugi, 3 Oaks Gaming, SmartSoft, Turbo Games, OnlyPlay, Barbara Bang, VoltEnt, Velipay, and 100HP Gaming.
Each provider operates under their own gaming licence and is subject to independent testing by recognised testing laboratories. Game outcomes are determined by certified random number generators, which are routinely audited for fairness and unpredictability.

6.2 Return to Player

Each game title on our platform has a published Return to Player (RTP) percentage, which represents the theoretical long-term average payout relative to total wagers. RTP information is available within the individual game information section. RTP applies over millions of game rounds and does not guarantee any particular outcome within any individual session.

6.3 Malfunctions and Technical Errors

In the event of a game malfunction, system error, or incomplete game round caused by a technical fault, Topless Casino reserves the right to void the affected round or rounds. Any wager placed during a malfunction will be returned. Winnings generated as a result of a manifest error, whether technical or human, are void and will not be paid out.
If you experience a technical issue during play, you should contact our support team immediately via live chat or email at support@topless-casino-nz.com and include as much detail as possible, including the game name, time of the error, and your account username.

6.4 Jackpots

Progressive jackpot amounts displayed in-game are updated in real time and reflect the current pool value. Jackpots are awarded according to the rules of the individual game. Topless Casino is not responsible for the payout mechanics of jackpot games, as these are controlled by the respective software providers. Jackpot winnings paid to a player’s account are subject to standard withdrawal processing terms.

7. Responsible Gambling

7.1 Our Commitment

Topless Casino is committed to promoting responsible gambling and providing a safe environment for players who choose to use our platform. Gambling is intended to be an enjoyable activity. If it stops being that, we want to help.
We are affiliated with GamblingTherapy.org and BeGambleAware.org, both of which offer free, confidential support for anyone experiencing difficulties related to gambling.

7.2 Tools Available to Players

The following responsible gambling tools are accessible directly from your account dashboard:

• Deposit limits: Set a maximum daily, weekly, or monthly deposit cap. Increases to a limit take effect after a 24-hour cooling period. Decreases take effect immediately.
• Session time reminders: Set an alert to notify you when you have been logged in for a specified period.
• Cooling-off periods: Temporarily suspend your account for a defined period ranging from 24 hours to 6 weeks. During this time, you cannot log in or place any wager.
• Self-exclusion: Permanently or indefinitely close your account. A self-exclusion request cannot be reversed for a minimum of 6 months. Once in place, marketing communications will be stopped immediately.

To activate any of these tools, access the Responsible Gambling section within your account settings. If you experience difficulty accessing or setting these tools, contact our support team at any time via live chat or by phone on +64 4 893 6077.

7.3 Warning Signs of Problem Gambling

Gambling can become problematic when a person chases losses, gambles with money set aside for essential expenses, feels anxious or irritable when not gambling, or is unable to stop despite wanting to. If any of these describe your experience, we encourage you to use the self-exclusion tool and seek support from a professional organisation.

7.4 Protection of Vulnerable Players

Topless Casino takes measures to identify player behaviour that may indicate vulnerability or loss of control, including unusual session lengths, rapidly escalating deposit amounts, and repeated requests to increase limits shortly after decreasing them. Where such patterns are identified, our team may make contact to check on your wellbeing and offer access to responsible gambling tools.

8. Account Suspension and Closure

8.1 Closure at Your Request

You may close your account at any time by contacting our support team. Requests submitted via live chat or email at support@topless-casino-nz.com will be processed promptly. Any verified real money balance remaining in your account at the time of closure will be returned to you via your preferred payment method, subject to standard withdrawal processing.

8.2 Closure by Topless Casino

Topless Casino reserves the right to suspend or permanently close any account without prior notice in the following circumstances:

• Provision of false, incomplete, or misleading information during registration or verification
• Breach of any provision within these Terms and Conditions
• Suspected fraudulent activity, including collusion, chargeback abuse, or use of software to gain an unfair advantage
• Money laundering or any activity inconsistent with our AML obligations
• Creation of multiple accounts
• Failure to complete required KYC documentation within a reasonable timeframe
• Any activity that Topless Casino determines, in its sole judgement, to be harmful to the platform, other players, or the integrity of the games

In cases where an account is closed due to a breach by the player, any bonus funds and bonus-generated winnings will be forfeited. Real money deposits may also be withheld pending investigation where fraud is suspected, and relevant information may be shared with law enforcement or regulatory authorities.

9. Intellectual Property

All content on the Topless Casino platform, including the website design, logos, text, graphics, game interfaces, and software, is the property of Topless Casino or its licensed suppliers and is protected under applicable intellectual property laws.
You are granted a limited, non-exclusive, non-transferable licence to access and use the platform for personal, non-commercial gambling purposes. You may not copy, reproduce, distribute, or create derivative works from any content on this platform without express written permission.
Game titles, logos, and associated content remain the intellectual property of the respective software providers. Any misuse of provider materials is subject to separate legal action by those parties.

10. Privacy and Data Protection

Topless Casino collects, stores, and processes personal information in accordance with our Privacy Policy, which is available on the website. Our data handling practices are consistent with the principles of New Zealand’s Privacy Act 2020, including the requirement to collect only what is necessary, store it securely, and allow players to access and correct their own information.
Data collected during registration, verification, and use of the platform is used to manage your account, process transactions, comply with legal obligations, and where you have opted in, to send you information about promotions. We do not sell personal data to third parties.
You have the right to request access to the personal data we hold about you and to request corrections to any inaccurate information. To make such a request, contact us at support@topless-casino-nz.com.

11. Player Funds

Player funds held in your Topless Casino account are kept separate from operational funds. This separation ensures that your balance is not used for business expenses and remains available for withdrawal subject to the terms set out in Section 4.
Interest does not accrue on account balances. Topless Casino is not a bank and does not offer any interest-bearing facility.
If an account remains inactive with a positive balance for a period of 12 consecutive months, we may attempt to contact you using the details registered to your account. Accounts that remain dormant beyond an extended period may be subject to a monthly administration fee as specified in the cashier terms, or the balance may ultimately be treated as unclaimed in accordance with applicable regulations.

12. Limitation of Liability

Topless Casino provides its platform on an “as available” basis. While we make every effort to maintain uninterrupted service, we do not warrant that the platform will operate free of downtime, errors, or technical issues at all times.
To the extent permitted by New Zealand law, Topless Casino and its affiliates will not be liable for:

• Loss of winnings, profits, or data arising from a technical failure or interruption to service
• Indirect or consequential loss of any kind connected with your use of the platform
• Actions taken by third-party payment processors that affect transaction processing times
• Any outcome arising from your misuse of the platform or breach of these Terms

Nothing in these Terms limits any rights you may have under the Consumer Guarantees Act 1993 or the Fair Trading Act 1986 where those rights cannot be lawfully excluded. If you are using this platform for personal, domestic, or household purposes, statutory guarantees that apply to services under New Zealand consumer law are not excluded by this clause.

13. Prohibited Activities

The following activities are strictly prohibited on the Topless Casino platform:

• Using automated software, bots, scripts, or any other tool designed to gain an unfair advantage over other players or the house
• Colluding with other players in card games or live dealer games to coordinate bets or share information in a manner that distorts normal gameplay
• Exploiting software bugs or errors for financial gain; any such exploit must be reported to support immediately and any resulting winnings will be void
• Engaging in any form of payment fraud, including the use of stolen card details or initiating chargebacks in bad faith
• Attempting to circumvent self-exclusion or cooling-off periods by registering a new account
• Laundering money or using the platform to facilitate any illegal financial activity

Topless Casino actively investigates suspected breaches of this section and will cooperate fully with law enforcement agencies where required.

14. Complaints and Dispute Resolution

14.1 Raising a Complaint

If you are dissatisfied with any aspect of your experience at Topless Casino, you are encouraged to raise the matter with our support team in the first instance. Complaints can be submitted:

• By live chat, available 24 hours a day, 7 days a week from any page on the site
• By email at support@topless-casino-nz.com
• By phone on +64 4 893 6077

Please include your account username, a clear description of the issue, and any supporting information such as screenshots or transaction references. We aim to acknowledge all complaints within 24 hours and resolve them within 14 working days. Where a complaint is complex and requires more time, we will keep you informed of progress.

14.2 Escalation

If you are not satisfied with the outcome of our internal complaint process, you have the right to escalate your complaint to the licensing authority. Topless Casino operates under licence number 8048/JAZ2021-017, and the Curaçao Gaming Authority may be contacted through the official channels available on their regulatory website.
Disputes regarding game outcomes that are certified by the relevant game provider’s RNG testing will generally not be revisited unless a demonstrable technical error is identified.

15. Governing Law and Jurisdiction

These Terms and Conditions are governed by and construed in accordance with the laws of Curaçao, where Topless Casino holds its gaming licence. For players in New Zealand, applicable consumer protection legislation including the Consumer Guarantees Act 1993 and the Fair Trading Act 1986 continues to apply where it cannot be excluded by contract.
Any dispute arising out of or in connection with these Terms that cannot be resolved through the complaint process in Section 14 shall, where possible, be resolved through good-faith negotiation. Where legal proceedings become necessary, they shall be conducted in the jurisdiction specified above, unless mandatory consumer protection provisions require otherwise.

16. Severability and Waiver

If any provision of these Terms is found to be unlawful, void, or unenforceable by a court of competent jurisdiction, that provision will be severed from these Terms and will not affect the validity or enforceability of the remaining provisions.
Failure by Topless Casino to enforce any right or provision in these Terms at any given time does not constitute a waiver of that right or provision and does not prevent us from enforcing it in the future.

17. Changes to These Terms

Topless Casino reserves the right to amend these Terms at any time. Material changes will be communicated to registered players via email to the address associated with your account, or by a notice displayed on the site when you next log in. Continued use of the platform following notification of changes constitutes acceptance of the revised Terms.
If you do not accept the revised Terms, you may close your account in accordance with Section 8.1 and withdraw any balance held in your account.

18. Contact Us

For any questions relating to these Terms and Conditions, please get in touch with the Topless Casino support team:

• Email: support@topless-casino-nz.com
• Phone: +64 4 893 6077
• Live chat: Available 24/7 via https://topless-casino-nz.com/
• Post: Level 4, 6 Gilmer Terrace, Wellington 6011, New Zealand